For owners, the business and personal finances are inseparable. We help you extract wealth tax-efficiently, protect what you've built, and turn retained profit into a long-term plan - and we look after your people's financial wellbeing too.
Owner-managers, employers building a benefits package, and employers who want their people less worried about money. Often the same business, at different moments.
The business has started to do well, and now the questions are about you: your family, your own retirement, what a sale would really mean at home. Eolas Business is a plan for you and your family, funded by the business, run by Jim as one engagement.
How Eolas Business worksA pension scheme that sits ahead of auto-enrolment, death-in-service and income protection your staff actually value, researched, set up and administered independently. Leah Maguire looks after group schemes and employee benefits.
Employee benefits for Irish employersFinancial stress follows people into work. A structured programme of seminars, webinars, confidential one-to-one clinics and e-learning, delivered by qualified planners and tailored to Irish tax, pensions and mortgages.
The employee wellbeing programmeEolas Business work is invoiced to the business. Benefits, protection and wellbeing work is scoped and quoted before it starts. Nothing is bundled you didn't ask for.
Forty-five minutes, free. Bring the shape of the business, how you pay yourself and what keeps you up at night. You leave with a clear answer on which engagement fits, if any.
Book a discovery call with JimOngoing strategic planning for owners of trading companies, invoiced to the company on agreed terms. Personal and business finances planned as one.
What Eolas Business includesGroup pensions and employee benefits are scoped and priced per engagement, with whole-of-market research and every fee disclosed in writing first.
Start with group pensionsThree things to buy, one price for each: a one-hour webinar, a seminar with one-to-one clinics, or a seminar with clinics all day, on-site or online. All plus VAT, no extras.
See the wellbeing rate card
A real planner, not a call centre.
Short answers to the questions that come up most with owners and employers. Each service page goes deeper, and the discovery call is the place for your specifics.
Since 1 January 2026, Ireland's auto-enrolment system - “My Future Fund” - automatically enrols employees aged 23 to 60 who earn over €20,000 and aren't already in a workplace pension through payroll. Contributions started at 1.5% from the employee, matched by 1.5% from the employer plus 0.5% from the State (on earnings up to €80,000), and rise on a set schedule to 6% each by 2035. For many employers a well-designed workplace scheme is still a better outcome for staff than the default - and it satisfies the obligation. We'll talk you through where your business stands and which route fits.
Generally, yes. Employer pension contributions are normally treated as an allowable business expense, and - unlike salary - they don't attract employer PRSI, which makes them an efficient way to reward and retain people. The exact treatment depends on your company's circumstances, so we set out the structure clearly and work alongside your accountant to confirm the position. We keep contribution and allowance figures high-level here and verify the current detail with you directly.
Key-person cover is a life assurance policy - often with a serious-illness option - that a company takes out on an individual whose death or critical illness would seriously damage the business. It suits owner-managed and SME businesses where a small number of people carry a large share of the revenue, technical knowledge or client relationships. If you can name someone the business genuinely couldn't easily absorb losing, that's usually a sign it's worth a conversation.
No. The same framework guides how we work with individuals and families through Eolas Essentials, Select and Complete. For employers, we package it as a structured programme of seminars, webinars, one-to-one clinics and e-learning for your team. Both are delivered by qualified, independent Eolas Money planners in plain English.
No. Eolas Money is independent and fee-based. We aren't owned by, or tied to, any pension, investment or insurance company, so our advice is about the structure and provider that fit your business and your staff - not about selling a particular product. Every fee is disclosed in writing before you commit to anything.
The hardest part of getting your money in order is starting. Book a discovery call - it's with Brendan, Jim or Leah, never a call centre - and we'll listen first, then tell you which way of working with us fits.
