Select is one to three elements of your money, solved properly and then finished. Complete is all eight, looked after every year by the same planner. They are two widths of the same service, not two products to compare - and Brendan will tell you which one fits on the first call.
Same planner, same standards, same plain English. The only question is how much of your money life the work should cover: a few elements now, or all of it, ongoing.
One to three things, solved properly.
A scoped piece of work on the part of your finances that needs attention now: a redundancy package, an inheritance, pensions to consolidate, a mortgage to re-broke. Usually two or three elements, never the lot.
Every element, always being looked at.
Ongoing planning across the whole picture - protection, pensions, investments, tax, mortgage, retirement, inheritance - by the same planner every year, with your annual tax return done as part of it.
Not sure which? Let Brendan help you choose the right fit. On the discovery call he'll tell you which width the situation calls for - and if a few hours of Select would serve you better than a year of Complete, he'll say so.
If both fit, or neither quite does, that's exactly what the discovery call with Brendan is for. He'll tell you which width suits, and he'll tell you when neither does.
I've a specific situation - redundancy, inheritance, a mortgage, pensions in three places - and need real advice on just that.
One to three elements, scoped and priced in writing. You only pay for the hours the situation calls for.
I want one team looking after all of it - pensions, protection, investments, tax - on an ongoing basis.
All eight elements, reviewed every year by the same planner, with your annual tax return included. Pay monthly.
Starting out, first proper salary, want the basics right?
Eolas Essentials, with Leah€395 once. Three hours of planning and a 60-minute delivery meeting.
Own a business that's started to do well for you?
Eolas Business, with JimYour own Complete plan with the business layer added, invoiced to the company.
Anything not covered here? The 30-minute discovery call is the right place to ask - bring the awkward ones too.
No. Select is project-based and ends when the work does. Complete is ongoing, and you can pause or stop with 30 days' notice. Some clients come for one Select piece of work and, because it went well, ask us to look after the whole picture. Plenty never need more than the one project, and that is a good outcome too.
Select is quoted in writing after the discovery call and paid by bank transfer or card before the work begins. Complete is paid monthly by direct debit, and the amount is on the Complete page. Neither fee depends on any product.
30 minutes with Brendan, by phone or video, completely free. He listens first, then tells you whether Select or Complete fits, or whether neither does. You leave with a clear answer, not a sales pitch.
Where a product is part of the plan - a pension, a life policy, an investment - we research the whole market and place it with the provider that best fits. We're remunerated by the product provider in some cases; this is always disclosed in writing in advance. Our planning fee is separate.
A real planner, not a call centre.
30 minutes with Brendan, free, no prep. He'll listen, he'll ask, and he'll tell you whether Select or Complete suits - or if neither does. No follow-up sales pressure, ever.
