Clarity on whether you're on track
Income, outgoings, savings, debts and every pension or policy you've half forgotten about, seen together and played forward. For most people it's the first time.
Eolas Essentials · For young professionals
Take control of your money, with a clear path mapped out.
Simple, jargon-free financial planning for people earning properly for the first time. Leah maps your finances onto a clear visual timeline of where you are and where you're heading, and gives you actionable next steps to build strong habits. The first call is free; the €395 is paid only after the work is done.
- Free
- Discovery call, no obligation
- €395
- Once-off, paid after delivery
- About 4 hours
- Of Leah's time on your finances
- No ongoing fee
- Nothing to sign up to
What you get back
Stop guessing. See where your money is heading.
Permission to spend on what matters
When you can see the deposit, the pension and the rainy-day fund are handled, the rest of your money is yours to enjoy without the background guilt.
Strong habits, in the right order
A short list of next moves ranked by impact, with the why explained in plain English. Nothing sold to you along the way.
What you get for €395
A clear, visual picture of your financial path.
Not a 40-page document. Leah uses cash-flow modelling software to turn your figures into a timeline you can actually read, then walks you through it.
- 01
A visual timeline of your financial path
Your income, outgoings, savings, debts and any pensions or policies, modelled forward so you can see where your current path leads - and what changes if you change course.
- 02
A live walk-through with Leah
A 60-minute online meeting where Leah goes through your model with you and tests the what-ifs: the deposit, a new job, starting a pension.
- 03
Your report to keep
A downloadable PDF report of your timeline, so the picture doesn't stay in the meeting.
- 04
Clear, actionable next steps
An email setting out Leah's recommendations in plain English - the moves that make the most difference, in order, with the why explained.
Your financial path If nothing changes With Eolas Money
Illustrative timeline for a made-up client from age 26 to 56, compared two ways. If nothing changes: a rainy-day fund at 33, a house deposit at 34 and about €118,000 in pension by 56. With Eolas Money: the rainy-day fund at 27, the deposit at 30 and about €183,000 in pension by 56.
| Age | Savings, if nothing changes | Pension, if nothing changes | Savings, with Eolas Money | Pension, with Eolas Money |
|---|---|---|---|---|
| 26 | €2k | €1k | €4k | €3k |
| 28 | €5k | €2k | €12k | €8k |
| 30 | €10k | €3k | €30k | €14k |
| 32 | €17k | €5k | €8k | €21k |
| 34 | €26k | €7k | €12k | €29k |
| 36 | €8k | €12k | €16k | €38k |
| 38 | €10k | €18k | €20k | €48k |
| 40 | €12k | €25k | €25k | €59k |
| 42 | €14k | €33k | €30k | €71k |
| 44 | €17k | €42k | €36k | €84k |
| 46 | €20k | €52k | €42k | €98k |
| 48 | €23k | €63k | €48k | €113k |
| 50 | €26k | €75k | €55k | €129k |
| 52 | €29k | €88k | €62k | €146k |
| 54 | €32k | €102k | €70k | €164k |
| 56 | €35k | €118k | €78k | €183k |
- Rainy-day fund in place
- Age 27 6 years sooner
- House deposit ready
- Age 30 4 years sooner
- Pension by 56
- €183k +€65k
From first call to your timeline
How does it work? Six steps, and you pay at the end.
- 01
Book a free discovery call
2 minutesPick a slot with Leah online. No payment, no card details, no scheduling emails.
- 02
The discovery call
30 minutes · free, no obligationLeah shows you the timeline live on a made-up client and explains exactly what she'd do with yours. You decide whether it's worth €395.
- 03
Fact-find and documents
About an hour of your timeA short fact-find form, and the documents on the Essentials checklist - payslips, bank statements - uploaded to a secure shared folder, not email.
- 04
Leah builds your model
3 hours · before you meetYour finances mapped onto the timeline: where you are, where your current path leads, and the moves that would make the most difference.
- 05
The delivery meeting
60 minutes · onlineLeah walks you through your own timeline and answers your questions. Ask about anything - the deposit, the pension, the what-ifs.
- 06
Your report, then the fee
€395 · paid after deliveryYou receive the PDF report and an email with Leah's recommendations. Only then is the €395 due, and that's the whole fee.
Who Essentials fits
If one of these sentences sounds like you - this is the right place to start.
Essentials is built for young professionals who've never sat down with a financial planner before. It's deliberately low-commitment: a free first call, one fee paid after the work is done, and no ongoing charge.
Not sure what a planner does that an advisor doesn't? Financial planner vs financial advisor, explained.
-
You're in your first job or your first few years of earning properly, and the money's sitting in a current account because you don't know what to do with it yet.
-
You and your partner are saving for a deposit, planning a family, or about to hit a windfall - and want to see how it all fits before you commit to anything big.
-
You have a pension from a previous job and no idea what to do with it.
-
You know you have benefits through work, but you don't fully understand them and want an expert opinion.
-
You're curious about working with a financial planner but don't want to commit to an ongoing fee until you've met one.
Book a free discovery call with Leah
A real planner, not a call centre.
Further down the road
When life moves on, you keep the same planner.
Essentials is the start of the relationship, not a handover. A mortgage, a family, saving for education, eventually retirement - you come back to Leah, who already knows your picture. Behind her are Brendan Reilly and Jim Stapleton, two CERTIFIED FINANCIAL PLANNERS™, so the bigger questions get the whole firm's experience. Nothing to decide now.
Buying a home
Getting mortgage ready
Leah handles mortgages too - first-time buyers, Help to Buy, switching. Your timeline already shows what you can afford and when.
Mortgages with LeahOne area that needs work
Eolas Select
A scoped piece of work on the part of your finances that needs attention: a new baby, an inheritance, a pension to consolidate.
See SelectThe whole picture, every year
Eolas Complete
Ongoing planning across every part of your money life, reviewed every year - for when there's a lot more to join up.
See Complete Common questions
The things people ask before booking Essentials.
Anything not covered here? Ask Leah on the discovery call - it's free, and the awkward questions are welcome.
What do I get for €395?
Eolas Essentials is about four hours of Leah Maguire's time: three hours building a cash-flow model of your finances before you meet, and a 60-minute online delivery meeting where she walks you through it live. You come away with a visual report of your financial timeline - where you are now and where your current path leads - and an email setting out her recommendations and next steps. There is no long written financial plan; Essentials is deliberately visual and jargon-free. The €395 is paid after the work is delivered, and there is no ongoing fee.
Is the discovery call for Eolas Essentials really free?
Yes. The 30-minute discovery call with Leah is free and there is no obligation. She shows you a live example of the cash-flow timeline on a made-up client and explains exactly what she would do for you, so you can decide whether Essentials is worth €395 before committing. If you go ahead, the €395 is paid once the work has been delivered, not at booking.
What do I need to prepare for Eolas Essentials?
Two things, after the discovery call. First, a short fact-find form about your income, outgoings, savings, debts and goals. Second, the documents on the Essentials checklist - things like recent payslips and bank statements - which you upload to a secure shared folder Leah sets up for you, rather than sending them by email. The Essentials checklist is much shorter than the one for a full financial plan.
Is Eolas Essentials financial planning or financial advice?
Eolas Essentials is financial planning. A financial advisor often focuses on a single product or transaction - a policy, a fund, a mortgage. A financial planner starts with your whole picture: your goals, income, savings, pensions and protection, and how they play out over time, and only recommends a product where it genuinely helps. On Essentials, Leah models where your money is heading first, and the recommendations follow from that.
What happens after Eolas Essentials?
Nothing, unless you want it to. There is no ongoing fee and no follow-on commitment. When life moves on - buying a home, starting a family, saving for education, eventually retirement - most people come back to Leah, who already knows their picture. Leah handles mortgages too, and for bigger pieces of work she has the backing of Brendan Reilly and Jim Stapleton, the firm's CERTIFIED FINANCIAL PLANNERS™.
Will you try to sell me a product?
No. The fee is for the planning, and the recommendations are about what fits your timeline. Where a next step does involve a product - a pension top-up, a protection policy or a better savings account - we handle the paperwork at no extra cost and any commission is disclosed to you in writing. Eolas Money is independent and not tied to any provider.
Read before you book
More articles Get a head start before you talk to Leah.
Ready when you are
A free first call. €395 only once the work is done.
Book a 30-minute discovery call and Leah will show you what your timeline could look like. If Essentials is right for you, you go ahead and pay the €395 after the delivery meeting. If not, no charge and no hard feelings.