For many entrepreneurs, the sale of your business is the most significant financial transaction of your lifetime. After years of building a successful company, ensuring you achieve the best possible outcome requires careful preparation—not just when you’re ready to sell, but several years beforehand. At Eolas Money, we encourage business owners to develop an exit…
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For business owners and company directors, the choice between a PRSA and a company pension (typically a Master Trust) is no longer straightforward. Since the introduction of IORP II, it has become a core strategic decision in retirement planning. At a high level, a PRSA is a personal pension contract between you and a provider. A…
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There’s no doubt the traditional Irish family has evolved. More couples today are choosing to build lives together—buying homes, raising children, and sharing finances—without getting married or entering a civil partnership. Socially, this shift is widely accepted. But from the Irish Revenue’s perspective? Not so much. One of the most common (and costly) surprises we see is how…
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Life can be unpredictable, which is why planning ahead really matters and that why at Eolas Money, we help families make sure they’re covered if the unexpected ever happens. Our role is to remove the financial pressure by helping you put the right protection in place — cover that fits your life, your family and…
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The prospect of redundancy presents both challenges and opportunities, which will vary for each individual and household. Your specific redundancy entitlements will depend on factors such as your age, length of reckonable service, and your PRSI class. If you are entering a redundancy process, the following are key areas to consider: Statutory Redundancy Statutory redundancy…
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Planning for significant future costs—such as your children’s university education—is one of the most important financial steps a family can take. Education costs have risen steadily over the past decade and relying solely on your income when your children reach university age can create real financial pressure. To put this into context, the CSO inflation…
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A new year is a fresh opportunity to pause, reflect, and imagine what you truly want your financial life to look like. Whether you’re dreaming big or focusing on small, meaningful improvements, setting achievable goals can help you bring those ideas to life. At Eolas Money, we believe that financial wellbeing starts with clarity—and the…
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The festive season is a time for joy, family, and celebration, but it can also be a time when spending spirals out of control. With rising costs and endless temptations, it’s easy to start January with a financial hangover. Here are five realistic tips to help you stay on track without feeling like you’re missing…
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From January 2026, Ireland will introduce a State-run auto-enrolment pension system called My Future Fund, designed to ensure up to 800,000 employees without an existing pension start saving for retirement. This marks a major compliance change for employers as they will be compulsory required to make contributions into pensions for their employees. Who Is Affected?…
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In today’s uncertain economic environment, financial security is a priority for individuals and families alike. While many people focus on building savings, investing, or securing a mortgage, one area that often gets overlooked is protecting the very foundation of financial wellbeing — your income. Income protection is a crucial, yet underutilised, financial tool that can…
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