Mortgages

Helping you on Life's Financial Journey

As Financial Brokers and members of Brokers Ireland, Eolas Money have agencies with a range of mortgage providers and we can help you understand the jargon and identify the right mortgage for you. Just as importantly, as experienced and qualified financial planning experts, not simply mortgage brokers, we’ll work with you to determine the right loan type, amount and term for you in keeping with your plans for your financial future.

Considering buying for the first time?
If you are taking the first step towards buying your first home then we at Eolas Money can help you. We understand that buying your first home is one of the biggest decisions that anyone ever makes and we want to help you make the right decision when it comes to your mortgage. What lender? What amount can we borrow? What amount should we borrow? What term should we choose? What about fixed versus variable?
Considering Trading up or downsizing?

Moving house is exciting but when doing so there are a number of factors to consider. Should we change lenders? Should we go fixed or variable on our new loan? What term should we choose? What’s the right amount to borrow?
As experienced and qualified financial planning experts, not simply mortgage brokers, Eolas Money will work with you to determine the right loan type, amount and term for you in keeping with your plans for your financial future.

Considering Switching Mortgages?

If you already have a mortgage, have you considered the benefits of re-mortgaging? Why: Well, switching to a lower interest rate could save you thousands over the life time of your mortgage. Or, you could also switch your mortgage to release the built up equity in your home to do those home improvements you’ve been thinking about.

As experienced and qualified financial planning experts, not simply mortgage brokers, Eolas Money will work with you to determine what steps, if any, you should take in relation to your existing mortgage, by examining the pros and cons of any potential mortgage switch.

Considering paying your mortgage off earlier?

Are you frustrated every year when you see how long is left on your mortgage? Or maybe you have had a recent salary increase and are trying to work out whether or not to pay some more off your mortgage?
Paying your mortgage off quicker than the agreed original term could save you thousands of euro in interest, while also freeing up valuable disposable income earlier than you had originally planned which could be used to help finance third level education for your children. As experienced and qualified financial planning experts, not simply mortgage brokers, Eolas Money will work with you to determine what steps, if any, you should take in relation to your existing mortgage, by examining the pros and cons of any accelerated repayments, the interest savings involved, and the positive impacts that may have on your longer term financial picture.

Fees for our Mortgage Services

To avail of our Mortgage services for First Time Buyers, Trader Uppers, or those considering switching providers, after an initial meeting conducted at our expense, Eolas Money applies a non-refundable fee of €525 plus VAT which facilitates:

  • Meeting with you in person to discuss your mortgage requirements
  • Researching the various lenders and loan options available to you
  • Preparing and presenting your statement of suitability and recommended action report to you,

If you want our help with your mortgage requirements contact us