Savings & Investing - Eolas Money

Category: Savings & Investing

Helping you on Life's Financial Journey

10 Things Our Clients Have Never Said

When it comes to your financial future, leaving things to chance is rarely the best strategy. Over the last 17 years, we’ve found that the clients who benefit most from financial planning are those who take the time to consider what they want their future to look like — and put a proper plan in…
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Selling Your Business Starts Long Before You Find a Buyer

For many entrepreneurs, the sale of your business is the most significant financial transaction of your lifetime. After years of building a successful company, ensuring you achieve the best possible outcome requires careful preparation—not just when you’re ready to sell, but several years beforehand. At Eolas Money, we encourage business owners to develop an exit…
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Invest Early, Stress Less: A Long‑Term Strategy for University Expenses

Planning for significant future costs—such as your children’s university education—is one of the most important financial steps a family can take. Education costs have risen steadily over the past decade and relying solely on your income when your children reach university age can create real financial pressure. To put this into context, the CSO inflation…
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Setting Achievable Goals for 2026 and Beyond

A new year is a fresh opportunity to pause, reflect, and imagine what you truly want your financial life to look like. Whether you’re dreaming big or focusing on small, meaningful improvements, setting achievable goals can help you bring those ideas to life. At Eolas Money, we believe that financial wellbeing starts with clarity—and the…
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Avoiding Overspending in the Lead-Up to Christmas

The festive season is a time for joy, family, and celebration, but it can also be a time when spending spirals out of control. With rising costs and endless temptations, it’s easy to start January with a financial hangover. Here are five realistic tips to help you stay on track without feeling like you’re missing…
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Is Inflation Eating Your Cash? The Hidden Risk for Irish Savers

When people think about financial risk, they often picture stock market crashes or economic downturns. But there’s a quieter, more persistent threat that could be doing more damage to your savings than you realise: inflation. Unlike market volatility, inflation doesn’t make headlines with dramatic swings. Instead, it quietly erodes the purchasing power of your money over…
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Trumps Tariff Turmoil

After much flipflopping around tariff policies in Q1, President Trump announced far-reaching import taxes on “Liberation Day”. They were higher than even the most pessimistic forecasts, with a minimum 10% tariff on all goods imports as well as “reciprocal” tariffs. Taken together they were estimated to push up America’s effective tariff rate to 22% from…
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Pocket Money – Starting Your Kids Off On The Right Foot

Recently, no doubt prompted by the school summer holidays, we have received a lot of queries from clients looking for advice on how to introduce some version of pocket money for their younger children, those who are not old enough to find part-time work themselves, as a reward for household or garden chores carried out.…
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Succession Planning for Business Owners

It is inevitable but at a certain time in a business’s lifecycle and as people approach a certain age, the business and the business owners must begin to plan for their exit from the business. Organising a successful exit from your business is a process, and one that needs to be planned carefully, whether you…
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Overpay Your Mortgage or Invest – Is there a simple Yes or No answer & which is better?

As everybody knows at this stage, interest rates on mortgages have shot up recently, especially for those previously fortunate enough to be on Tracker rates. While this may well be the first such increase for many borrowers in well over 10 years, all the indications from the most recent ECB meeting is that further increases…
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