The festive season is a time for joy, family, and celebration, but it can also be a time when spending spirals out of control. With rising costs and endless temptations, it’s easy to start January with a financial hangover. Here are five realistic tips to help you stay on track without feeling like you’re missing…
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When people think about financial risk, they often picture stock market crashes or economic downturns. But there’s a quieter, more persistent threat that could be doing more damage to your savings than you realise: inflation. Unlike market volatility, inflation doesn’t make headlines with dramatic swings. Instead, it quietly erodes the purchasing power of your money over…
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After much flipflopping around tariff policies in Q1, President Trump announced far-reaching import taxes on “Liberation Day”. They were higher than even the most pessimistic forecasts, with a minimum 10% tariff on all goods imports as well as “reciprocal” tariffs. Taken together they were estimated to push up America’s effective tariff rate to 22% from…
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Recently, no doubt prompted by the school summer holidays, we have received a lot of queries from clients looking for advice on how to introduce some version of pocket money for their younger children, those who are not old enough to find part-time work themselves, as a reward for household or garden chores carried out.…
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It is inevitable but at a certain time in a business’s lifecycle and as people approach a certain age, the business and the business owners must begin to plan for their exit from the business. Organising a successful exit from your business is a process, and one that needs to be planned carefully, whether you…
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As everybody knows at this stage, interest rates on mortgages have shot up recently, especially for those previously fortunate enough to be on Tracker rates. While this may well be the first such increase for many borrowers in well over 10 years, all the indications from the most recent ECB meeting is that further increases…
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Sticking to your no smoking New Year’s resolution may save you thousands on life cover Figures show smokers pay double on life insurance premiums January is a time when many smokers make it their New Year’s resolution to give up smoking once and for all. After the expense of Christmas, it may come as welcome…
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Most parents dream of giving their children the best possible education and future. Whether this dream includes university, college or a technical school, one thing is for certain: education certainly isn’t free. The cost of education is rising annually and it is therefore vitally important that if you want to be able to afford to…
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