When people think about financial risk, they often picture stock market crashes or economic downturns. But there’s a quieter, more persistent threat that could be doing more damage to your savings than you realise: inflation. Unlike market volatility, inflation doesn’t make headlines with dramatic swings. Instead, it quietly erodes the purchasing power of your money over…
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After much flipflopping around tariff policies in Q1, President Trump announced far-reaching import taxes on “Liberation Day”. They were higher than even the most pessimistic forecasts, with a minimum 10% tariff on all goods imports as well as “reciprocal” tariffs. Taken together they were estimated to push up America’s effective tariff rate to 22% from…
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Self-administered pensions allow pension investors to purchase properties via their pensions. Properties held fall under the categories of residential, commercial, industrial, or may be a combination of each of these held within syndicated pension funds. Is it appropriate for everyone, No. Are their restrictions, Yes. Is it complex, Just a little. Are their significant tax…
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As everybody knows at this stage, interest rates on mortgages have shot up recently, especially for those previously fortunate enough to be on Tracker rates. While this may well be the first such increase for many borrowers in well over 10 years, all the indications from the most recent ECB meeting is that further increases…
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Most parents dream of giving their children the best possible education and future. Whether this dream includes university, college or a technical school, one thing is for certain: education certainly isn’t free. The cost of education is rising annually and it is therefore vitally important that if you want to be able to afford to…
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In Light of the recent Stock market Volatility caused by the Coronavirus, we thought it might be a timely opportunity to look at the issue of Volatility and the most appropriate Investor behaviour. Many Financial Markets fell between 10% -12% during Feb and further more in March. At a time like this it is worth…
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We hope this finds you and your families keeping well despite the evolving situation regarding the Covid-19 virus and it’s impact on all strands of society and economic life in Ireland. Given this uncertainty, we felt it might be useful to share some of our thoughts on what’s happening at the moment and what that might mean for…
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