Meet Your Mortgage Advisor
Leah is an experienced mortgage advisor dedicated to helping clients find the right mortgage solution for their needs. She works with first-time buyers, movers, and clients looking to remortgage, guiding them through every step with clarity and care.
Leah takes pride in making the mortgage process straightforward, explaining complex options in plain language, and finding the solution that works best for you.
How We Can Help
- First-Time Buyer Mortgages – Clear guidance on borrowing, deposits, and Help to Buy.
- Moving Home / Next Property – Support for upgrading or downsizing your home.
- Remortgages & Switching Lenders – Help reduce repayments or find better rates.
- Complex Cases & Self-Employed Advice – Solutions for more unique financial situations.
- Government Schemes – Advice on Help to Buy and other applicable schemes.
Simple Steps to Your Mortgage
- Initial Consultation – We assess your needs and goals.
- Explore Options – Compare lenders and products to find the best fit.
- Apply & Secure – Guidance through the application and approval process.
- Ongoing Support – Continued advice and support until you move in.
FAQ Section Into Resources
How much of a deposit do I really need?
Under current lending rules, you need a minimum deposit of 10% of the purchase price. However, it’s important to budget an additional 3–5% to cover related costs such as legal fees, property surveys, and initial setup expenses.
Can I qualify if I’m self-employed?
Yes, you can qualify for a mortgage if you’re self-employed. Each lender has different criteria and documentation requirements, so eligibility can vary. That’s why it’s important to speak with our mortgage team—we’ll help identify the lenders most suited to your individual circumstances
What is Help to Buy and how do I know if I’m eligible?
The Help to Buy scheme is a government initiative designed to support first-time buyers. It provides a refund of Income Tax and DIRT paid over the previous four years, which can be used towards your deposit. To find out if you qualify, we recommend speaking with one of our mortgage advisors.
How long does the mortgage process usually take?
The mortgage process can vary depending on your circumstances, but it typically takes between 4 to 8 weeks from application to loan offer. Delays can occur if additional documentation is required or if there are issues with the property. Working with a mortgage advisor can help streamline the process and keep everything on track.
